PRACTICE AREAS OVERVIEW

Personal Injury
***Motorcycle Accidents
***Car Crashes
***Auto Insurance
***Medical Malpractice
***Products that Cause Injury
***Recreational Accidents
***Slip & Fall Accidents
***Train, Bus, & Plane
***Accidents

Social Security Disability
***Am I Disabled?
***Can I Get Help?
***SSDI compared to SSI
Long-term Disability Insurance

What Should Your Insurance Company Do

For more information, see these important bulletins:

Long Term Disability Insurance
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Your long-term disability insurance may deny your legitimate claim for benefits – we can help.

Sacramento is often viewed as a big government town. It is the capitol for the state of California. The state provides abundant benefits to people working for the state. Among these benefits are health coverage and disability coverage. As a result of this, Sacramento is in the forefront of providing benefits which are directed to providing financial security in the event of a disabling injury or illness. Hartford Insurance Company maintains a claims division in the Sacramento region for processing disability claims.

David Allen & Associates possesses extensive experience in handling claims brought as a result of disability. With an office in Sacramento, California, David Allen & Associates has extensive experience in providing representation to people who are bringing claim as a result of their employment with the State of California, or a California county. CalPERS is an organization which provides disability and health related benefits to employees throughout the state of California. David Allen & Associates possess experience in dealing with CalPERS and the various county organizations, such as CalSTRS, designed to provide health and disability benefits to state and county employees.

David Allen & Associates also possesses extensive experience in representing persons who are bringing long term disability claims. David Allen, before founding the firm of David Allen & Associates, previously worked in the insurance industry and one of his responsibilities was investigating disability claims. He, and a specialized unit within the firm, is very familiar with long term disability insurance policies and the manner in which claims can properly be brought.

Many law firms hesitate to represent persons who possess a ERISA claim. ERISA, the Employee Retirement Income and Security Act, was originally enacted in order to safeguard retirement benefits. The statutes passed by congress are now used by disability insurance companies to shield themselves from liability when someone becomes disabled. This was never the intent of congress. Yet, it is the state of the law right now and will remain the state of the law until congress possesses the political will to change a sad set of circumstances.

Notwithstanding the sad set of circumstances that confronts anyone with an ERISA claim - a claim brought under a disability policy provided to a group, such as for an employee - David Allen & Associates is pleased to represent persons with such claims. The claims are filed in Federal Court. They are often very difficult. Yet, David Allen & Associates obtains good results for those it represents in this very difficult arena of group insurance policy disability.

At David Allen & Associates, we provide Personal Injury, Long Term Disability and Social Security Disability representation right here in Sacramento. We are committed to helping people get the benefits they need to take care of themselves and their families. We help clients from communities including Roseville, Elk Grove, Davis, Citrus Heights, Folsom, Antelope, Rancho Cordova, Placerville, Orangevale, and Fair Oaks California.

We offer free consultations and charge attorney fees only if we help you collect. We can help you and provide representation through e-mail, mail, the telephone, or in some cases, by visiting you at another location. You are always welcome at our office.

*************Call us Today: 877-876-4800

Todas las oficinas tienen personas que hablan español para ayudarle.

David Allen & Associates attorneys are also available in Stockton, California and Reno, Nevada.

© 2007 David Allen & Associates